Paying through Pay Pal and using F&F and having no insurance is one thing. THe bottom line here is that he got taken by a scammer that could have been prevented if he had paid attention to the warning signs and just reported the issue. Like I have said on the warning posts, If you see something...
Never use F&F unless you know the seller. Please read this. It is a sticky on the the Website suggestions forums.
If you see suspicious activity here, Hit the REPORT BUTTON found at the bottom of every page and PM...
This is a profile post. Very few members read these. I'm not for sure the reason they exist actually. New members should introduce themselves in the Welcome Wagon forum. Click on Welcome Wagon and "post thread". (yellow box on the upper right)