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Hagerty or Grundy??

toolmanmike

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My American National (ANPAC Chrome) Mine is pretty much free. I bundle with my home owners policy and get a refund yearly if I don't have a claim.

Collector Car Insurance
 

fasjac

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235.00 per year with Shelter.
Comp, collision, and everything for 65k replacement value.
I do have all vehicles and homes with them for 30 years. Good business folks.
 

Xcudame

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Ever have a claim with State Farm??

Yes, the was a time I was getting on the freeway (traffic moving at full speed) and the moron in front of me stopped on the on ramp! Needless to say, I bumped her rear bumper at about 5 mph. She claimed severe neck injury. When State Farms told me this, I told her there was not even a stracth on my car. Took my car into the State Farm office, the lady took a couple of pictures for evidence and, "We'll take care of the for you!" Premiums never went up and that was that.

Also wound up hitting a woman who ran a red light which totaled the 95 Neon I was driving. State Farms gave me a very fair amount of cash for that little Neon.
 

mjb765

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Yes, the was a time I was getting on the freeway (traffic moving at full speed) and the moron in front of me stopped on the on ramp! Needless to say, I bumped her rear bumper at about 5 mph. She claimed severe neck injury. When State Farms told me this, I told her there was not even a stracth on my car. Took my car into the State Farm office, the lady took a couple of pictures for evidence and, "We'll take care of the for you!" Premiums never went up and that was that.

Also wound up hitting a woman who ran a red light which totaled the 95 Neon I was driving. State Farms gave me a very fair amount of cash for that little Neon.
I was curious about a classic car claim.....but thank you.
 

Xcudame

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Sorry, first story was my 70 Challenger. I had no damage that time.

However, I remember now a time when a lady rear ended my Challenger (Pictures of it around this site somewhere) State Farm cut me a check to get it fixed and went after her insurance. I bought a new rear valance and factory exhaust tips for it with the insurance money. I still haven't painted it.

IMG_20240422_164458109.jpg
 

heminut

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I had the same issue with Hagerty after the family sold the company, prices kept going up every year. I have all my other vehicles and home insured with State Farm and when I found out they had classic car insurance I switched the Cuda over to them. Same coverage, same declared value and half the cost. I've had State Farm for years and had a few claims over the years and never had a problem. Biggest one was a new roof on my 40" RV after I got into a tree limb. Over $7k and they never batted an eye, just said "go ahead and get it fixed!"
 

mjb765

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I had the same issue with Hagerty after the family sold the company, prices kept going up every year. I have all my other vehicles and home insured with State Farm and when I found out they had classic car insurance I switched the Cuda over to them. Same coverage, same declared value and half the cost. I've had State Farm for years and had a few claims over the years and never had a problem. Biggest one was a new roof on my 40" RV after I got into a tree limb. Over $7k and they never batted an eye, just said "go ahead and get it fixed!"
Thanks....I am going with State Farm....I have my 2 other vehicles and the house with them already. I also like that there is a local agent's office instead of just an 800 number......
 

MerlinsMopars

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Grundy has my Challenger rt @ 65k for 418$ a year. My barracuda is at 35k 310$ a year. Haggerty was over 1100$. I have no accident record or points, of course. Call them both and get quotes, but my bet is on Grundy.
 

mjb765

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Grundy has my Challenger rt @ 65k for 418$ a year. My barracuda is at 35k 310$ a year. Haggerty was over 1100$. I have no accident record or points, of course. Call them both and get quotes, but my bet is on Grundy.
Grundy was $130 more than State Farm for the same coverage
 

MerlinsMopars

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Grundy was $130 more than State Farm for the same coverage
Nice. I have state farm for my dailys. I'm going to check them out then. Before them, I had nationwide and they would have insured it but wanted a fortune to cover collision. I didn't even think about asking state farm when I switched the dailys.
 

torredcuda

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I had a claim with Hagerty about 6 years ago, the worst most stressfull, aggravating three month long process I have ever had to go thru. I dumped Hagerty and went with Grundy, a bit cheaper but no claims yet.
 

Challenger RTA

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In all the decades of dealing with everyone in general .The bigger they are the more arrogant. The smaller the more appreciative they are.
 

DetMatt1

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I’ve been with Hagerty for 15 years, one small claim with no issues and actually I’ve been waiting to see some sort of drastic premium increase for the last couple of years and it hasn’t happened. I have no problems with them but have been thinking it may be time to shop around a bit just to keep them competitive.
 
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